Commercial Checking

Smart Business Checking

This account is perfect for smaller businesses that do not want to pay a service charge and require a minimal amount of monthly transactions.

  • No minimum balance
  • First 150 transactional items per month free†
    • $.35 per transaction over 150
  • Free Online Banking ‡
  • Free Mastercardâ Debit Card/Visaâ Check Card*
  • Monthly Image Statement
  • No Annual Fee Credit Card*

Minimum deposit to open – $50
Monthly service fee - $0

* Subject to credit approval.

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Business Checking

This account is perfect for smaller businesses with higher amounts of monthly transactions.

  • First 500 transactional items per month free†
    • $.35 per transaction over 500
  • Free Online Banking‡
  • Free Mastercardâ Debit Card/Visaâ Check Card*
  • Monthly Image Statement
  • No Annual Fee Credit Card*

Minimum deposit to open – $50
Monthly service fee - $15
Monthly fee is waived by any of the following:

Business Interest Checking

This account provides sole proprietorships and non-profit organizations an opportunity to earn interest while managing monthly transactional needs.

  • First 500 transactional items per month free†
    • $.35 per transaction over 500
  • Free Online Banking‡
  • Free MasterCardÒ Debit Card*/Visaâ Check Card
  • Monthly Image Statement
  • No Annual Fee Credit Card*
  • Tiered interest compounded daily and posted monthly

Interest tiers:
$0 – $2,499
$2,500 – $9,999
$10,000 – $24,999
$25,000 – $49,999
$50,000 or more

Minimum deposit to open – $50
Monthly service fee - $15
Monthly fee is waived by the following:

  • $3,000 minimum daily balance
  • $5,000 average daily balance

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Corporate Checking

Our Corporate Checking account allows flexibility for larger businesses requiring more than 500 transactional items per month. This analyzed account allows service charges to be offset by an earnings credit, which is used to offset or eliminate monthly service fees. As long as your collected balance covers account activity, you pay no monthly fee.

  • Free Online Banking‡
  • Free MasterCardÒ Debit Card*/Visaâ Check Card
  • Monthly Image Statement
  • No Annual Fee Credit Card*

Minimum deposit to open – $50
Monthly service fee – See the business analysis fee schedule

Commercial Savings

Business Savings

This account is designed to help your money work as hard as you do.

  • No charge for first 6 withdrawals per quarter
    • $3 per withdrawal over six
  • Free Online Banking
  • Quarterly Statement
  • Interest compounded daily and posted quarterly

Minimum deposit to open – $50
Quarterly service fee - $12
Quarterly fee is waived by the following:

  • $500 minimum daily balance
  • $1,000 average daily balance

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Business Money Market

This account allows you to earn an attractive rate of return with access to your money. You’ll enjoy a higher interest rate by maintaining a higher balance.

  • 6 free withdrawals per month (with no more than 3 by check to a third party)
    • $15 per withdrawal or check written over limit
  • Free Money Market Checks (50 per order)
  • Free Online Banking
  • Monthly Image Statement
  • Interest compounded daily and posted monthly

Interest tiers:
$          0 – $  2,499
$   2,500 – $  9,999
$ 10,000 – $ 24,999
$ 25,000 – $ 99,999
$100,000 – $199,999
$200,000 – $499,999
$500,000 or more

Minimum deposit to open - $50
Monthly service fee - $15
Monthly fee is waived by the following:

  • $2,500 minimum daily balance
  • $3,500 average daily balance

* Subject to credit approval.
† Transactions include checks paid, items deposited and electronic debits and credits
‡ With Free Online Banking you can • check account balances • view account history and statements • transfer funds between accounts • and view check images

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