Savings, CDs, IRAs

At BankTrust, we understand the importance of planning for retirement or other financial goals. We can help you reach those goals with accounts designed to make your money work hard for you.

Regular Savings

Everyone can benefit from this simple savings account that helps you earn interest without having to maintain a high balance.

• No charge for first 6 withdrawals per quarter
  • $3 per withdrawal over 6
• Free Online Banking
• Quarterly Statement
• Interest compounded daily and posted quarterly

Minimum deposit to open – $50
Quarterly service fee - $8
Quarterly fee is waived by the following:

• $100 minimum daily balance
• Age 19 or younger

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Money Market

This account allows you to earn an attractive rate of return with access to your money. You’ll enjoy a higher interest rate by maintaining a higher balance.

• 6 free withdrawals per month (with no more than 3 by check to a third party)
  • $15 per withdrawal or check written over limit
• Free Money Market Checks (50 per order)
• Free Online Banking
• Monthly Image Statement
• Interest compounded daily and posted monthly

Interest tiers:
$           0 – $   2,499
$    2,500 – $   9,999
$  10,000 – $ 24,999
$  25,000 – $ 99,999
$100,000 – $199,999
$200,000 – $499,999
$500,000 or more

Minimum deposit to open - $50
Monthly service fee - $12
Monthly fee is waived by the following:

• $2,500 minimum daily balance
• $3,500 average daily balance

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Certificates of Deposit (CD)

This popular savings option provides you with guaranteed, higher-than-average interest rates. And you have the flexibility of a variety of maturities from 7 days to 60 months.

• Minimum deposit to open - $500
• Automatically renewable
• Interest may be paid monthly, quarterly, annually or at maturity (at least once a year) by direct deposit or check
• Early withdrawal penalties may apply

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Individual Retirement Accounts (IRAs)

Let us help you begin planning for retirement or education costs with an IRA, Roth IRA or SEP. We offer IRA terms ranging from 12 to 60 months.

• Minimum deposit to open - $500
• Automatic interest distributions by check or direct deposit
• Early withdrawal penalties may apply
   

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